Guardcover is a leading brand of specialist insurance, focused on fulfilling the needs of cyclists, musicians, photographers, professionals, golfers and pet owners since 1998.

Our in-depth knowledge across the property market spans 20 years serving the insurance requirements of our partners and thousands of professionals and direct customers, delivering great service and value for money. This ranges from probate, tenants, property portfolios, commercial property, unoccupancy due to extended holidays and many more.

We are committed to continually evolving our products and proposition, drawing upon the experience gained from working with over 500 solicitors, and our customers who have chosen to use our range of insurance solutions.

Our unoccupied property insurance caters for most types of property where it’s a private house or flat, small commercial property, or even if it’s just land you need to insure.

We have over 20 years’ experience in providing this cover and have our experienced and supportive UK Customer Service Team ready to discuss your specific requirements and give you that extra peace of mind.

If a property you are responsible for is left unoccupied for more than 30 days, whether it’s a gap in tenancy, being renovated, in probate or intestate, or even going through the conveyancing process, it’s likely that cover will be restricted on a standard home insurance policy.

Trying to find insurance cover for an unoccupied property can be a minefield of restrictive covers and a list of terms and conditions that you must undertake.

What does Guardcover Unoccupied Property insurance offer?

	Flexible Policy Terms: cover that gives you the flexibility you need with policy terms of 1,3,6,9 or 12 months available
	No Inspections – where possible, our cover can exclude regular, documented property visits which other insurers can insist on
	Non-Standard-Construction – we understand that properties come in all shapes and sizes, which is why we offer cover for many non-standard construction types including timber-framed, pre-fabricated, flat-roof and other building types
	Non-Restricted Cover – many standard policies can limit cover to instances of fire, lightning, earthquake or explosion. In most cases, we offer cover beyond limitations of others including water damage, accidental damage, subsidence cover and more
	Wide Range of Cover – whilst other insurance policies can look to limit the cover available for your property, at a time when you need the cover most, we provide a wide range of covers for your unoccupied property
	Variety of Circumstances – we can cover most circumstances including properties going through probate, deputyship and power of attorney, extended holidays, secondments and buy to let gaps in residency
	Contents Cover – whilst unoccupied properties are at increased risk of vandalism, theft or access by squatters, we can still provide the options of contents cover alongside your building cover
	Security Discount – our pricing for your unoccupied property insurance cover will automatically include a discount covering the different levels of security in operation at your property.

Contact: Guardcover Team

Tel: 0333 554 3019

Email: unoccupied@guardcover.co.uk

Address:
Guardcover, Southgate House,
Southgate Street,
Gloucester, GL1 1UB