If you currently have an insurance policy, be sure to check if the cover is designed for an unoccupied property. Some standard home insurance may not cover a second property or a property that has

Discovering that squatters have moved into your unoccupied property, can be devastating news. Squatters can cause significant damage to your property, internally and externally, and removing them legally and safely, can be a costly and

Unoccupied or abandoned properties are not as uncommon as you may think, according to government reports, in 2025 there was a total of 754,264 dwellings classed as empty in England. a figure that has been

smashed glass on a front door

UK security and insurance studies conducted by Circle consistently show that unoccupied buildings are almost twice as likely to suffer vandalism or unauthorised access compared to occupied sites. Without visible deterrents or regular monitoring, empty

Cyber security is not necessarily an issue you might immediately associate with a property. However, as cyber technology is advancing rapidly, private landlords and those responsible for commercial properties, unoccupied properties, or rental properties, that

When we think of issues in and around the home, the first few examples that may come to mind, might be roof damage, a leaky pipe, damp and mildew, or even the out- of-date décor.

For an owner of an unoccupied property, one of the last things on their mind might be insurance. They may be thinking about how to turn their vacant property into a viable rental, or maybe

A close up of a hand holding a key with a house shaped keyring, while walking upstairs

Properties maybe unoccupied for many different reasons. A landlord could have a gap in their tenancy, a property might be going through probate, or maybe the property is sitting vacant until a more permanent solution

A pile of rubble after a house has been demolished by a digger

If you are the owner of an unoccupied property that is uninhabitable, or you already have a permanent home of your own – you may be wondering what development opportunities you have? Could you renovate

Unoccupied property insurance

The UK is not exactly renowned for long hot summers. In fact, our summers can often be short and disappointing! But, when the sun does shine, do you ever stop to think about the damage

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