The Complete Guide to Executor Insurance

Insuristic, a specialist insurance broker to the probate market, has written The Complete Guide to Executor Insurance to help executors and personal representatives understand the insurance policies that are available protect them and beneficiaries.

The guide covers the key insurance policies that anyone acting as an executor or administrator should be considering.

The role of an executor or personal representative carries with it great responsibility.   If anyone involved in administering an estate makes a mistake, it could create liabilities for all the executors, personal representatives, and beneficiaries.  These risks can usually be insured against via a range of insurance policies.

This guide has been written to help both professional and private executors.  It is split into sections, which also suggest the order in which each policy should be considered:

  1. Insurance to review immediately
    1. Unoccupied Property;
    2. Occupied Property; and
    3. Land Insurance
  2. Insurance to consider whilst preparing for the Grant of Probate
    1. Section 27 Insurance – provides insurance protection against claims from unknown creditors after the estate has been distributed. Cover can be purchased with or without a Section 27 Notice.
    2. Early Distribution Insurance – protection if the estate needs to be distributed without waiting for the 6 month waiting period to end;
  3. Insurance to consider when you are ready to distribute the estate
    1. Missing Will Insurance – covers the risks associated with a newer will being discovered after the estate has been distributed.
    2. Missing Beneficiary Insurance – covers the risk of a either a known or unknown missing beneficiary coming forward to make a claim against the estate after it has been distributed.

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This article was submitted to be published by Insuristic. The views expressed in this article are those of the submitter and not those of Today’s Wills and Probate.

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