• December 1, 2023
 New ‘pay as you go’ unoccupied probate property insurance hits the market

New ‘pay as you go’ unoccupied probate property insurance hits the market

Insuristic, who specialise in providing insurance for the estate administration market, today announced the launch of Probate Pro, a new insurance product designed to help regulated legal firms administer unoccupied property insurance during probate.

Rob Faulkner, CEO of Insuristic stated:

“Arranging insurance for unoccupied properties can be inefficient and costly. There are many insurance providers to choose from, often with policy conditions that can be difficult for executors to adhere to, leading to problems when there is a claim. That’s why we have created Probate Pro, a clear, affordable and easy way for regulated law firms to administer insurance online for unoccupied properties in probate.”

The Probate Pro policy contains no ambiguous policy conditions nor do firms have to be contractually liable to arrange the property insurance. What’s more, all premiums are charged monthly on account without any interest. No fees are charged to issue, cancel or change a policy.

Probate Pro offers a wide range of coverage to give peace of mind for firms, executors and beneficiaries. Here are some of the key product benefits:

  • Probate Pro users can administer their policies efficiently using their own online portal.
  • Getting a quotation is easy, as we only ask minimal questions about the property.
  • Users don’t need to worry about working out the building sums insured for most properties with 4 bedrooms or less as Insuristic applies a blanket rebuild sums buildings insured of £750,000.
  • Properties can be considered with a rebuild value up to £1m on the Scheme. Larger properties can be considered offline by SJL Insurance.
  • There are no minimum-security conditions. So there is no need to worry about the types of locks on the property. We simply need confirmation that the property is secure.
  • £10,000 of contents cover as is included as standard, with the option to extend cover up to £30,000 if required.
  • Properties covered by Probate Pro only need to be inspected every 30 days.  This can be done by anyone with a mobile phone. Inspections are evidenced by taking a single picture of both the outside and the inside of the property.
  • If draining the water systems is a problem, the Probate Pro product can still provide cover for Escape of Water up to £10,000.
  • Renovations are covered without charge, providing the project costs less than £50,000 and doesn’t involve structural alterations to any walls or the roof.

Corin Holness of Sail Group and Board Advisory Member at the Best Foundation said:

“We like to work with Insuristic because they have really thought about the needs of the customer in Probate, whether that be us as a firm, the executor or beneficiary. We also like the fact Insuristic are developing multiple product offerings for the benefit of our market.”

To learn more about Probate Pro, visit www.insuristic.co.uk/probate-pro.

Insuristic Limited (No: 13926650), is an Appointed Representative of SJL (Worcester) Ltd, who are authorised and regulated by the Financial Conduct Authority with the reference number 763599. This can be checked by visiting www.fca.gov.uk.

This article was submitted to be published by Insuristic. The views expressed in this article are those of the submitter and not those of Today’s Wills and Probate.



Insuristic is a digital first insurance broker. This means most of our products can be easily purchased online. We make insurance less complicated and tailored to our client’s needs. Which gives you and them the confidence that the insurance should respond when its needed. What's more, there are no hidden costs. We don't take big commission from our insurers, nor do we charge you fees. This means we don't charge to receive, change or cancel an insurance policy. We are committed to transparency. We tell our clients what we earn up front in our terms of business agreement, which is provided with each quotation. Insuristic has developed a broad range of products for the probate market which could save you and your clients time and money.  Plus, we only work with A Rated insurance providers with a proven claims service. This will give you the peace of mind that comes with working with a probate insurance specialist. If you work with Insuristic, we can also help you embed Insurance into your proposition:

  • We can provide property and estate administration insurance for your clients; and
  • For firms with an FCA exemption, we can provide you with the option to quote and issue policies in-house for some products.
Lastly, Insuristic has an affiliate program that pays commission on any introduced sales for the lifetime of the policy. Key services
Service Website URL
A Guide to Executor Insurance https://insuristic.co.uk/executor-insurance/
Insurance partnership offering for probate firms https://insuristic.co.uk/estate-administration-insurance/
Unoccupied Probate Property Insurance https://insuristic.co.uk/probate-house-insurance/
Probate Pro https://insuristic.co.uk/probate-pro/
Early Distribution Insurance https://insuristic.co.uk/early-distribution-insurance/
Section 27 Indemnity Insurance https://insuristic.co.uk/section-27-indemnity-insurance/
Missing Beneficiary Insurance https://insuristic.co.uk/missing-beneficiary-insurance/
Missing Will Insurance https://insuristic.co.uk/missing-will-insurance/
Unoccupied home insurance (non-probate) https://insuristic.co.uk/home-insurance/unoccupied-home-insurance/
Land Insurance https://insuristic.co.uk/land-insurance/
Insuristic Estate Protect https://insuristic.co.uk/estate-protect/
Key contact Name: Robert Faulkner Email: rob@insuristic.co.uk LinkedIn Acc: https://www.linkedin.com/in/robmfaulkner/