Is your vacant property protected?

Is your vacant property protected?

Do you currently own a property that is vacant? If the answer is yes, then do you have it protected?

A vacant property is always more susceptible to damage and natural issues compared to an occupied one. Leaky pipes, blocked gutters, weather damage, broken exterior, garden overgrowth, are a few of the many problems that can occur. If not dealt with quickly, these problems can amount to be very expensive, especially if criminal damage is inflicted.

If a home is left unoccupied, for more than 30 days, then most general home insurance policies will become invalid. However, a few companies may honour the cover until the policy ends but this is rare. This means upon the owner’s passing, most insurance contracts will become void or invalid. This is why it’s important that you act to ensure your property is protected.

Once we have been contacted – usually by an attorney, deputy or executor – informing us of an owner’s death or illness, our priority is to then make sure the property is protected. At £50 + VAT whether you sell via us or not, with no tie in, no need for vacant inspections or drain downs, it really is the most cost-effective and flexible property vacant insurance available to you that runs on a month-to-month basis and covers building and contents.

To ensure your property is protected even further, we also oversee the security, for example, if the locks need changing. This is a service we offer in our Essential Extras; we work with national contractors that can help drive prices down, therefore saving the estate additional money.

Our Essential Extras services will prepare your property to market, which may need a little more attention than normal if the owner may have been unwell and unable to maintain the property. There could be a lifetime of treasures that may need to be cleared from the property, which can often result into either a full house clearance, deep clean or even redecoration.

Garden maintenance and garage clearance may be mandatory, and essential repairs may also need to be carried out. No matter the requirement, our caring team will arrange all services needed, this can extend to regular vacant inspections, drain downs and sale of vehicles. If it isn’t listed, just ask and we will be pleased to help.

We will charge an admin fee of only £25 + VAT for the extras and unlike other managing agents, we will not charge by the hour.

Our Essential Extra services are designed to save legal representatives and our clients time and money. We will retrieve quotations and oversee completion of all works. Our caring team appreciate how stressful and difficult selling a property can be and will be pleased to assist or answer any queries throughout the whole process. To find out more, contact us today on 0330 124 7434 or [email protected]

This article was submitted to be published by the Property Ladder Group as part of their advertising agreement with Today’s Wills and Probate. The views expressed in this article are those of the submitter and not those of Today’s Wills and Probate.

The Property Ladder Group

 

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The Property Ladder Group are the largest independent service provider to the legal sector in the UK.

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We support law firms and legal professionals across England, Scotland and Wales for all their property requirements relating to Probate, Court of Protection and Trust.

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Key services - click to learn more

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In addition, we have recently launched PLG Digital! This is where we have industry experts come in to chat through everything Private Client relevant – giving you the who’s who in our sector that we feel you should be working with.

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Our YouTube Channel: https://www.youtube.com/channel/UCABdpXFctboBWr7N6YZ3FLg

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  • We are the only property service provider to the legal industry endorsed by sector leaders such as Gill Steel for our ability to keep our clients compliant whilst collaborating.
  • Our ethos is simple: we are here to ensure the highest level of service is provided whilst keeping costs to a minimum.
  • Whilst working with Probate, we want beneficiaries to inherit as much as possible and not lose money by paying out of proportion fees.
  • With Court of Protection, PLG provide all the paperwork and evidence you require to present to the courts.
  • We safeguard you by providing impartial advice that is backed up by documentation and comes with the PLG Aftercare Guarantee.
  • For Trust matters, we are the only service provider to offer Care Act Valuation reports.

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Our services include:

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  • HMRC Valuation Reports – Covering Section 160 Inheritance Tax Act 1984 and Taxation of Chargeable Gains Act 1992.
  • Vacant Property Insurance.
  • Property Sales – Offering the UK’s first hybrid sales approach, giving your clients choice ensuring their lifestyle and budget is catered to. So from our Traditional Multi Agent method right through to our Zero Fee Auction, we have you covered.
  • Finance – Inheritance Advance, IHT Loans, Inheritance Dispute Funding & Executor Loans.
  • Mortgages – Offering the best rates on the market with no arrangement fee.
  • Lettings – Our Lettings Team are able to manage inherited investments, whether it be one property or a whole portfolio.
  • Essential Extras – From lock changes to clearance and clean, we can assist with all the additional matters that may need handling, keeping your costs to a minimum.
  • PLG APP – Bringing the power of technology to our clients, meaning full HMRC compliant valuations can be prepared without the need for a surveyor to visit.
  • Sales Progression – Available as a stand alone service, we are able to work with your conveyancers to assist the completion of property sales where a buyer has already been found.

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Address:

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Martells Barn, Slough Lane, Ardleigh, CO7 7RU

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Telephone number:

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0330 124 7434

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Key contact - Darren Leggett:

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