• February 20, 2024
 A guide to Insuring an empty house after the death of the owner

A guide to Insuring an empty house after the death of the owner

Insuristic has written a guide to help executors and personal representatives understand what is involved when insuring an empty house after the death of the owner.

Most new executors and personal representatives are unaware of the cover available, how this differs from standard home insurance and their liability to the beneficiaries if they fail to insure the property correctly.

The guide covers:

  • The key property insurance considerations for executors and personal representatives
  • What to do if the property is still occupied by dependents or if future beneficiaries have moved into the property
  • How this cover differs from standard home insurance and common conditions such as:
    • the need for property inspections
    • contents insurance single article limits
    • draining water systems
  • What to do if the property is going to be renovated
  • Risk management tips for protecting the property

And more.

This guide would be useful for your clients if they need to arrange insurance for property during probate.

You can find the guide here.

This article was submitted to be published by Insuristic as part of their advertising agreement with Today’s Wills and Probate. The views expressed in this article are those of the submitter and not those of Today’s Wills and Probate.

Insuristic

https://insuristic.co.uk/%20

Insuristic is a digital first insurance broker. This means most of our products can be easily purchased online. We make insurance less complicated and tailored to our client’s needs. Which gives you and them the confidence that the insurance should respond when its needed. What's more, there are no hidden costs. We don't take big commission from our insurers, nor do we charge you fees. This means we don't charge to receive, change or cancel an insurance policy. We are committed to transparency. We tell our clients what we earn up front in our terms of business agreement, which is provided with each quotation. Insuristic has developed a broad range of products for the probate market which could save you and your clients time and money.  Plus, we only work with A Rated insurance providers with a proven claims service. This will give you the peace of mind that comes with working with a probate insurance specialist. If you work with Insuristic, we can also help you embed Insurance into your proposition:

  • We can provide property and estate administration insurance for your clients; and
  • For firms with an FCA exemption, we can provide you with the option to quote and issue policies in-house for some products.
Lastly, Insuristic has an affiliate program that pays commission on any introduced sales for the lifetime of the policy. Key services
Service Website URL
A Guide to Executor Insurance https://insuristic.co.uk/executor-insurance/
Insurance partnership offering for probate firms https://insuristic.co.uk/estate-administration-insurance/
Unoccupied Probate Property Insurance https://insuristic.co.uk/probate-house-insurance/
Probate Pro https://insuristic.co.uk/probate-pro/
Early Distribution Insurance https://insuristic.co.uk/early-distribution-insurance/
Section 27 Indemnity Insurance https://insuristic.co.uk/section-27-indemnity-insurance/
Missing Beneficiary Insurance https://insuristic.co.uk/missing-beneficiary-insurance/
Missing Will Insurance https://insuristic.co.uk/missing-will-insurance/
Unoccupied home insurance (non-probate) https://insuristic.co.uk/home-insurance/unoccupied-home-insurance/
Land Insurance https://insuristic.co.uk/land-insurance/
Insuristic Estate Protect https://insuristic.co.uk/estate-protect/
Key contact Name: Robert Faulkner Email: rob@insuristic.co.uk LinkedIn Acc: https://www.linkedin.com/in/robmfaulkner/