People wanting to maximise their State Pension by plugging gaps in their National Insurance record have contributed to a total of 68,673 years, worth £35 million, using the online service since April last year HM Revenue and Customs (HMRC) has revealed.
Analysis of the digital service has shown:
- more than 37,000 online payments have been made through the service
- 65% of the years topped up by customers are from 2017 onwards
- the average online top-up payment is £1,835
- the largest weekly State Pension increase is £113.76
HMRC and Department for Work and Pensions (DWP) are reminding customers they only have 2 months up until 5 April to check their National Insurance record and fill any gaps from 6 April 2006 onwards.
From 6 April 2025, people will only be able to make voluntary National Insurance contributions for the previous 6 tax years, in line with normal time limits. Angela MacDonald, HMRC’s Second Permanent Secretary and Deputy Chief Executive, said:
“There are just 2 months left to check and fill any gaps in your National Insurance record from 2006 onwards to boost your State Pension entitlement. Don’t delay – it is quick and easy to check your National Insurance record on GOV.UK and it could help your finances in retirement.”
Since the launch of the enhanced digital service in April last year, more than 4.3 million people have used it to check their State Pension forecast.
