The great inheritance illusion: why clients need to talk about inheritance liquidity now

For generations, property has been one of the biggest drivers of family wealth in Britain. But inheriting significant wealth on paper doesn’t necessarily mean beneficiaries canaccess it when they need it.

And with changes to inheritance tax coming from April 2027, including most unused pension funds being brought within the value of an estate for IHT purposes, the conversation around inheritance liquidity is becoming increasingly important.

Probate delays, estate costs, property sales and multiple beneficiaries can all leave families waiting months – sometimes longer – to access an inheritance, even when significant wealth is ultimately due to them.

Join Provira for a practical, insight-led session exploring how the inheritance landscape is changing, where liquidity pressures can arise and what advisers, brokers and solicitors should be discussing with clients now.