Assisted dying could be delayed until 2029

The Terminally Ill Adults (End of Life) Bill, the private member’s bill brought forward by MP Kim Leadbeater to legalise assisted dying, could be delayed until 2029 following concerns it is ‘unworkable.’ Spen Valley MP Leadbeater has championed the cause, introducing the bill in October 2024. But the timelines for its introduction could now be […]

No further update on IHT reforms in Spring Statement

IPW Easing The Inheritance Tax Burden

The Chancellor’s Spring Statement provided no further update on contentious inheritance tax (IHT) reforms or including the proposed inclusion of pension pots in estates from 2027. The lack of clarity comes despite significant pushback on measures first announced in October’s Budget, particularly the cap on exemptions for business assets and agricultural land from 2026. The […]

FCA to scrutinise whether pure protection market provides fair value to consumers 

Care Home Covid Deaths Decline For First Time

The FCA has launched a market study into how well the distribution of pure protection insurance products – which support families with financial commitments if someone becomes critically ill or dies – is working for consumers. In 2023, around £4.85 billion was paid out in claims on individual policies to support people suffering from bereavement, […]

Charitable gifts in wills most prevalent among younger will-makers

Legal Tech Is Revolutionising Legacy Giving

The majority of charity supporters in their 40s and over have written a will (at 61%) and just under one third (31%) of those with wills have included a charitable gift, according to new research released by Remember A Charity. Charitable wills are most prevalent amongst younger will-makers, with 34% of those in their 40s […]

Will writing reform is now ‘unstoppable’

Changes to the outdated, antiquated process of writing a will might finally be around the corner, according to one industry insight, who says that, for too long the legal system has maintained a system that feels outdated and inaccessible, leaving many people hesitant to engage with the process. Carl Christensen, founder of FreeWills says he’s […]

One in 10 have forgotten to remove their ex as their beneficiary

Recent figures released by the Office of National Statistics (ONS) have shown a large decrease in divorce rates in 2018, the lowest rate in 48 years. In 2018 there were 90,871 divorces of opposite sex couples, a decrease of 10.6% on the previous year. The downward trend has also been consistent with the decline in marriages per year since 1989. The ONS however has stated that there is an ‘administrative reason behind the scale of the decrease’ but that it expects an increase in 2019 due to divorce centres processing a backlog of work last year, resulting in 8% more petitions that will ‘translate into a higher number of completed divorces in 2019. There are however differing views on the reasons for the decrease. There is a trend that the divorce rate reduces whilst cohabitation rates increase, meaning there are more couples who have lived together a number of years before getting married. This would allow a couple the chance to ‘get to know each other’ before committing to marriage, and as rates of separation of cohabiting couples is not documented, it is unclear whether cohabiting couple separation would ‘make up the difference’. It may also be due to couples choosing to get married later in life, perhaps meaning they are entering into a marriage with a more mature mind or be less likely to do so due to family or social pressure to marry. This may also fit the trend that marriages are also lasting longer than they have done in previous years; with the average now at 12.4 years. One family law partner however, says the drop is not a true reflection of divorce in England and Wales, but rather due to the couples awaiting the much promised Divorce Bill. Zahra Pabani, family law partner at Irwin Mitchell, told The Law Society Gazette: "No-fault divorce repeatedly being on and off the legislative table has left divorcing couples in limbo. I’ve had clients say to me, "I'm not going to get divorced yet because I’m waiting for no-fault divorce to come in" - and clearly unhappy couples are biding their time for the divorce rate to be so low. Once no-fault divorce comes in, divorce rates will skyrocket just as they did in the 1970s when new legislation was introduced. "The ONS itself notes that an administrative backlog is partly to blame for the drop and that rates will most likely be higher next year. The reality is that the courts have suffered through numerous funding cuts, and court employees are increasingly overworked and understaffed. Delays are therefore inevitable and until this is remedied, it will likely skew future statistics." Only time will tell whether Zahra is correct or if it is in fact the backlog due to the divorce centres. Let us know your thoughts on the reason for the sharp decrease in divorce rates.

Many people are forgetting to update key financial information following a divorce, which could have serious implications for their families’ financial futures, new research from L&G has revealed. One in ten people who have divorced (over 815,000 – 10%1) have forgotten to remove their former spouse as the beneficiary of their life insurance policy meaning, […]

It’s time for the law to allow electronic wills

will ownership

It’s not a matter of if, but when there will be a shift in the law to allow wills to be signed electronically. A new bill due for publication next month should make the situation clearer, and there is an opportunity here for the government to take bold steps towards modernising this important area of […]

There is a Caveat – so I can’t get a grant and I can’t administer the estate

We increasingly hear from Private Client practitioners that they are unable to obtain a Grant of Probate because a Caveat has been registered which prevents the Grant being issued. Often practitioners don’t even know that a Caveat has been registered until they make an application for a Grant of Representation and find that the application […]

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