Estate Planning to maximise Inheritance Tax (IHT) allowances

Let’s say a client has a will in place (which is more than 70% of the population!) and it directs their estate to trust. What if their circumstances change? What if they get married or have kids; what if the estate value grows or the law changes? Any of these situations could arise. It’s therefore […]

The Ombudsman’s Corner: July 2023

The Ombudsman's Corner

An issue that all ombudsman schemes face is that it is difficult to forecast the level of demand on its service. During the pandemic most schemes saw an increase in demand for two reasons – people having time to reflect on the service they received from providers and then time to raise complaints about it, […]